What happens if a license is not renewed for more than one year?

When a license is not renewed for more than one year, the appropriate action required is for the individual to reapply and retest as a new applicant. This means that if a licensure lapse has exceeded one year, the individual cannot simply reactivate the existing license; they must go through the entire application process anew. This ensures that all licensed adjusters remain updated on current laws, regulations, and practices relevant to their profession, which may have changed during the lapse period.

In contrast, if a license were to revert to inactive status, become permanently revoked, or result in a lifetime ban, it would imply less stringent requirements for returning to active practice, which would contradict the maintenance of professional standards and compliance in the industry. Thus, the requirement to reapply and retest emphasizes the importance of current knowledge and adherence to regulations for those wishing to resume their professional duties after a significant lapse in their licensing status.